Money tree yellow leaves

The most common factors for yellowing money tree leaves are too much sunlight, wide range of temperature fluctuations throughout the day and/or over-watering. It is best to keep the plant away from sunlight and in a neutral location as to temperature. Avoid placing it next to windows and vents. Watering should be done around the soil of the trunk and not directly onto the trunk to prevent rotting. It is best to give small amounts of water and allow the soil to almost dry out before the next watering. If using a water/moisture meter, the reading should be kept between 1-3. Green food can also be used to help the plant reach its maximum green color and strength and is more effective when the leaves are just turning pale.
However, in some cases it is normal for some of the leaves to turn yellow due to natural aging of the plant. Simply cut the unwanted leaves off so that new ones can grow and replace. Do not leave yellowing leaves on until they turn brown since it can spread decay to other parts of the plant.

Money Tree Care

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General Information:

Native to Central and South America, Money Trees are an excellent plant for both indoor and outdoor growth. This plant can range from a few inches in height to over seven feet tall. It originated in Japan and consists of several trunks wound together with green leaves sprouting from the top. A story associated with the money tree is about a man whose prayers for money were answered because of this unique plant. When he took the plant to his home, the man discovered he could grow several more from the seeds and became rich from selling the plants. It is from this story that the plant was given its nickname: the “money tree”.

Braided Money Trees are usually given as a gift; they are reputed to bring good luck and prosperity. Generally, the more leaves the Money Tree has, the better! While it is common to find money trees with five to six leaves on each stem, it is quite rare to find one with seven leaves. Like a four-leaf clover, a Money Tree with a seven-leaf stem is considered to bring incredibly good fortune to its owner.

Money Trees are also very popular plants with Feng shui practitioners who believe that the braided bonsai creates positive energy for any room that it placed in. According to this belief, you will want to place your money tree in the “financial” part of your home or office. Each new leaf of the tree will then bring added financial blessing and success. Easy to grow and beautiful to behold, this bonsai is happy wherever you are.

A Braided Money Tree is a lovely and rare plant that can make an outstanding addition to any room in your home. This tree is composed of several trunks that wind around each other, it can reach heights anywhere from a foot tall or more. The bonsai version is around a foot tall, while the fuller sized trees can tower up to seven feet tall.

The jade green leaves of the Money Tree grow in tufts of five in a pattern often compared with the human hand. These five leaves are said to symbolize the five elements of balance in creation: metal, wood, water, fire and earth. With its shiny green foliage and blooms on tall green trunks, it has become a popular indoor plant but is also cultivated for its edible nuts. The Money Tree, also known as Pachira aquatica, is a miniature tree characterized by multiple intertwining trunks. Each tree is actually four to five separate trees with their trunks braided together.

Taking care of any type of bonsai plant requires time and planning. By incorporating some simple tips, your Braided Money Tree will thrive for years. Growing one from a seedling requires expert knowledge, and will take years to grow to its maximum potential.


With any bonsai plant, watering is crucial. Most bonsai like to have plenty of water, but proper water drainage is key. This is maintained by two very important factors: soil and the pot.

The soil should contain a mixture of earth and small gravel pebbles which lie in the pot with one or more drain holes. These holes need to be covered with mesh, to allow the water to flow freely but retain the soil. You can also add some river rock to the mixture, to create porous areas in the soil which aid in draining. Some bonsai even grow well in a mix of peat, vermiculite and perlite. Our Bonsai All Purpose Blend provides the perfect amount of airiness and nutrition for your Money Tree.

The Braided Money Tree prefers much less water than other plants – once a week is sufficient. Some do well on as little as a cup of water per month, but the amount varies with the pot size and soil composition. Misting the plant is also another recommendation. It helps the plant leaves get extra moisture and keeps them free of dust. Our handy Haws Mister can be pressurized with just a few quick strokes for continuous spraying for your Money Tree.

The soil in the pot should be allowed to dry completely out before another watering. There are several ways to realize if the amount of water is adequate. If the plant’s leaves become droopy and yellow this is a sign of too much water. When the leaves are wrinkly and curled up, this means you are not watering it enough.


Place in an area of moderate sunlight. These plants can survive with varying degrees of sunlight, but do best with a few hours of sunlight and a few hours of shade. If your plant experiences too much full sunlight, the leaves may begin to burn. If weather permits, your Money Tree will enjoy being placed in a sunny to partial-shade exposure outdoors daily. In very warm climates or during the heat of summer, light shade is a better option to prevent leaf burn. Avoid direct sunlight for prolonged periods of time as this will cause the leaves to burn and turn slightly yellow. For indoor plants, provide bright indirect light and turn the plant regularly toward the light source to keep it growing straight and leafing evenly. In darker areas, leaves grow smaller but Money Trees can survive for a long time in very poor light.

Being a native of a wet, hot region, the plant will not fare well when temperatures drop. If you keep the plant outside on the porch, you need to remember to bring it inside when the temperatures drop below 50 degrees.


It is unnecessary to give the tree fertilizer often, specifically in the bonsai plant size and style. Fertilizing once in the Spring and once in the Fall with Time Released Bonsai Fertilizer is sufficient. Try our organic Seaweed Fertilizer for fantastic results. Trimming the dead leaves and providing plenty of fresh air, will allow your Braided Money Tree to live for many years.

Pruning / Training:

Prune the leaves to encourage growth. If you want new leaves to sprout, or have a wilting plant, prune off the browning leaves. Leaves can be trimmed at any time of the year, and you will notice that they grow back quickly. This Bonsai is usually presented in a braided or knotted form which is achieved when the stalks are young and supple. The money tree can be pruned by cutting off the stem, and new growth will appear at the cut over time. With careful maintenance, you can direct the growth of your plant in a style that is most pleasing to you. See our Tinyroots Bonsai Shears for precision and the ultimate in lifetime bonsai tools.

Insects / Pests:

Money Trees are very hardy and are not susceptible to bugs in general, however, if whitefly or aphids invade, combat them with a solution of dish soap and warm water. Spray the leaves until the solution runs off and then rinse the leaves with clean water. Repeat as needed. Be sure to resist over watering as this is a major source of Money tree death due to root rot.


Propagation is best had from cuttings/side shoots and seeds. Often you will notice new shoots coming out of the trunks. You can simply place these shoots in moist, not wet, soil and they will grow well.


You can Re-pot your Money Tree every two-three years during the spring season, or if you notice that your plant seems overly thirsty. Be sure to prune the roots gently and provide a quality soil cut with river sand to ensure proper drainage. When you are ready to re-pot be sure to check out our amazing selection of beautiful bonsai pots.

Additional Comments:

Money Trees are very hardy plants. Any problems are likely due to over watering or too much full sunlight. If you are a bonsai beginner, this braided bonsai will be ideal for you. (And the added luck and prosperity never hurt anyone!)

DISCLAIMER: The content provided in this article is not warranted or guaranteed by Bonsai Outlet. The content provided is intended for entertainment and/or educational purposes in order to introduce to the reader key ideas, concepts, and/or product reviews. We are not liable for any negative consequences that may result from implementing any information covered in our articles or tutorials. Happy bonsai gardening.

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As with all living things, even the hardiest plants require care, and strategies can vary quite a bit. As a new plant parent you have to get to know your plant: how tough it is or isn’t, how much water it really craves, and if it prefers classical music or a perhaps an 80s throwback (or maybe that’s just me wondering). A plant will go through various cycles and change shape and form as it grows with you, and sometimes those cycles might look like the end of the line. But if you pay attention, you might be able to pick up on some tell-tale signals that your plant is sending you before it’s too late.

When you first bring a plant home, make sure you understand what it needs in the way of light, water, soil, and other conditions, so that you can provide it the best possible imitation of its natural environment. Then, learn how to read its signals: A plant can go through stress for a multitude of reasons (most of which you have some control over) and it will normally let you know via its leaves. Dropping and/or changing color of leaves is one of the biggest signs that your plant is in stress. When you notice a change of this kind, however, don’t freak out and overcompensate. Take a moment to analyze the scenario and react accordingly.

What to do if your plant is in crisis:

Issue: You’ve instantly killed your plant

Diagnosis: If you’ve recently repotted a plant, it can experience shock, which should subside in 2 to 3 weeks.

Treatment: Just wait it out. Don’t try to add fertilizer to perk it up, as the potting mix you used for repotting most likely has food in it. A plant can only take in so much food!

Issue: The leaves are dropping off like flies

Diagnosis: If your plant is dropping leaves from the center of the plant (versus dropping leaves on the perimeter), it might not be getting enough light.

Treatment: If you’re not giving the plant the light that it needs, move it closer to a sunny window or buy a plant light.

Issue: Your plant is paling from green to yellow

Diagnosis: If the leaves are turning yellow — almost jaundice-looking — and the center stalk is turning brown and getting a little soft, chances are you might be overwatering your plant.

Treatment: Check to make sure that it’s draining properly (by looking for water in the drain tray), and adjust your watering schedule as needed. If your container has no drainage hole, you can use gravel at the bottom under the soil but that’s just a precaution and won’t guarantee good drainage. Using a good potting soil instead of topsoil for planting also encourages proper drainage. Lastly, remove yellow leaves, as they will not turn vibrant green again — and don’t worry, it’s all for the best.

Issue: Your plant is turning brown

Diagnosis: If the leaves are turning crispy brown from the tips, chances are your plant is drying out.

Treatment: Determine if your plant needs more water by checking the soil, and adjust your watering schedule accordingly. If you have forced air blowing on your plant, or it is getting too much sun, move it into a more habitable environment.

Issue: Your plant has been invaded

Diagnosis: If the leaves are turning colors and you see webbing or new bumps protruding from your plant, check for bugs. There are a multitude of bugs that could be munching on your plant such as mealybugs, spider mites, scale insects, and aphids.

Treatment: Determine if there are bugs and which kind they are by comparing with pictures online, then treat your plant with sn appropriate organic insecticide.

Issue: Your plant just won’t grow

Diagnosis: If your plant looks lackluster in general and isn’t growing very readily, figure out when you last fertilized it. We’re now getting into the warmer growing season when plants need some food; yours might be hungry!

Treatment: If you haven’t fed the plant in a while, you might want to start doing so. I like using a water-soluble fertilizer such as Fox Farm Grow Big or Big Bloom. Instructions come with each concentrated bottle.

Issue: Nothing helps!

Diagnosis: If your plant still isn’t responding to your care, consider when you last repotted it; maybe it’s time for you to find it a new home.

Treatment: Many plants will benefit from being moved into vessels about 10 to 20 percent larger than their current homes, every year or two. When you get to the point where you’re watering the plant much more often than you used to, or you see active roots popping up through the soil, it might be time. When repotting, massage the plant’s roots to loosen them before you pot it in its new home — that way they understand that there is room to move out and expand.

This story was originally published on How to bring a dying house plant back from the brink

Chinese Money Plant Care Instructions

Chinese Money Plant

Also known as the Pancake Plant, Missionary Plant, UFO Plant or just plain Pilea this adorable plant is originally from Southwestern China. They have a very distinctive look, with each new saucer-shaped leaf growing up and out from the crown of the plant. These discs can reach a diameter of 10cm!

Easy to take care of, these beauties are popular worldwide. Chinese Money Plants are easy to propagate, although the little plants that shoot off from the mother plant are slow growing – they are worth it! As the Chinese Money Plant doesn’t get very tall (about 20- 30cm) they are well suited as potted plants. As the plant gets older and taller, it becomes top heavy and the stem will begin to bend and twist, you can use this to your advantage and prop it up to create an interesting, twisted/curved stem or you can stake it upright for a straight-stemmed plant.

If you want a lush, full pot of Chinese Money Plant you can keep multiple plants in one pot which will create a lovely ‘bowlful’ look. This is achieved by either allowed the baby plants produced by the mother plant to continue growing in the pot or by planting multiple cuttings/baby plants together.

The Chinese Money Plant is a quick grower and, if given the correct amount of light, they can double in size each year. If you want to encourage fast growth you can re-pot your plant in a pot that is 2-5cm larger or be sure to fertilise regularly.

Common Symptoms

  • Leaves turning brown and crispy at edges can be caused by underwatering or low humidity. Asses your watering schedule or room humidity and adjust accordingly. Crips leaves can also be caused by too much direct sun, resulting in burn spots.

  • Curling leaves or droopy leaves are a result of underwatering. Aim to keep the soil lightly moist.

  • Yellowing soft stems/black stems/plant is falling apart: This is caused by overwatering, which will then result in root rot/root disease and your plant will fall apart, turn soft and mushy and die. If you can catch your plant in time, when you notice yellowing stems and some softness you may be able to save your plant – allow the soil to dry out thoroughly before you water again and make sure you don’t overwater the plant in future!

  • Domed or curved leaves: This can be caused by insufficient light. Make sure your plant is getting very bright indirect light. If your new leaves are doming, it may be reaching for the light – increase light levels.

  • Yellowing leaves at the base of the plant: This is commonly followed by leaf drop – this is natural leaf shedding, but if it is happening very rapidly ensure that your plant is getting enough bright light and consider fertilising your plant.

  • White spots on pore of the leaf: This is minerals that are being secreted out of the leaf – this will often happen if you use tap water to water your plant.

Care Instructions

  • Origin: Southwestern China
  • Height: 20 – 30cm
  • Light: Keep the Chinese Money Plant in lots of bright, indirect light. Make sure to keep it out of direct sun as that will cause burn marks on the leaves.
  • Water: Keep soil very lightly moist and take care not to let it sit in water or become too soggy. You can also let the soil dry out a little between waterings, especially during the cooler months.
  • Humidity:Average room humidity is fine, however, if you find the edges of your leaves are crisp or ‘burning’ you should raise the humidity levels.
  • Temperature: The Chinese Money Plant doesn’t like temperatures below 10°C, optimum temperatures are 13°C to 30°C – make sure the temperature doesn’t swing wildly either.
  • Soil: Use all-purpose soil that is well draining to ensure the plant does not remain overly wet after watering.
  • Fertilizer: Feed once a month in spring and summer. You should also feed the plant when the mother plant is producing baby plants.
  • Toxicity: The Chinese Money Plant is a non-toxic plant.
  • Propagation: One of the reasons why the Chinese Money Plant is so loved is the ease of propagation. If your plant is happy and healthy it will naturally produce baby plants on its stem and in the surrounding soil. One these baby plants are big enough to function on their own, you can remove them. Baby plants growing in the soil next to the mother plant are the easiest – once they have grown to a size of around 5-7cm you can cut their connection to the mother plant. Use a sharp, clean knife to do this and make sure to cut the plant beneath the soil so you can retain the roots the baby plant has produced. Simply pot these into a new pot with moist soil.

    If your mother plant is producing baby plants on its main stem, use a clean, sharp knife to remove them. Thereafter, place the baby plant into a glass with clean water until they develop their own root system. Plant them into moist soil once it has grown roots.

If in stock, shop for Chinese Money Plant here.

The Money Tree Plant, also known as Pachira aquatica, is a tree that grows in the swamps of Central and South America. It can grow up to 60 ft in the wild. However, it is also a popular choice as an indoor or bonsai tree because it is easy to maintain and regulate its growth. It is a very durable plant,so it can grow in many different conditions, but the right amount of water, feeding, and light will help it grow to its full capacity.

The legend which gave this plant its name says that the money tree plant will bring great wealth to its owner, and the trunks are usually braided together to “lock in” luck and fortune. Once the trunks have been braided, they will continue to grow this way, but it occasionally might need some trimming to keep it all in place. However, if you want your plant to develop fully, choose one with unplaited stems.

Although this plant comes from the Americas, it is currently most popular in Taiwan. Feng shui practitioners believe that the Pachira aquatica creates “chi,” positive energy that brings luck in homes, and they commonly decorate it with different ornaments to improve this ability.

Want a decor-ready money tree plant for your home or as a gift? This is our recommended choice.

Products Details Product Details

Costa Farms

Money Tree, Pachira, Medium, Ships in Premium Ceramic Planter

16-inch tall money tree plant in a nice decorative ceramic

Money Tree Plant Overview

Money Tree Plant Quick Profile

Common name Money Tree, Guiana chestnut, wild kapok tree
Scientific name Pachira aquatica
Family name Malvaceae
Origin Central and South America
Max Height 150 cm as a houseplant, 18m in the wild
Light Bright, but indirect sunlight
Water Average, less in winter
Fertilizer Half-strength liquid fertilizer
Temperature Between 65 and 75°F
Soil Quick-draining potting mix
Humidity High
Propagation Air layering and stem cuttings
Poisonous for Cyclopropenoid fatty acids in the nuts
Pests Mealybugs, scales, aphids, spider mites

You can recognize the plant by its large palmate leaves, and large trees also have distinctive flowers which open like banana peels. The tree also has nuts, and they grow in green, oval pods, which are divided into five chambers inside. The leaves, flowers, and nuts are all edible. However, the nuts have a presence of cyclopropenoid fatty acids in them. Recent studies argue that CPFA are harmful to animals, but these trees have been cultivated for their nuts and eaten in the Americas for years, so there is no sign of any harm for humans.

If you have a full grown tree, you’ll usually know that it is time for harvest when the seed pods start falling on the ground, which indicates that they are ripe. The seed pods open when they are ready for harvesting and can be eaten raw where they taste like peanuts; or roasted, which gives them a taste similar to chestnuts. You could even grind them into baking flour or use for a hot drink. If you want to eat the young leaves or flowers, do so as you would with a regular vegetable.

The bark produces a red dye, and would also be suitable for creating some handicrafts. The wood is commonly used for ropes and in building and carpentry, while seeds are used for stuffing pillows.

Money Tree Plant Species

The Money tree belongs to the Bombacoideae, a subfamily of the Malvacae family. Approximately 70 species have been discovered. They come in a shape of a small or large tree and usually have seed capsules containing many seeds.

Money Tree Plant Care Instructions


This plant needs a temperature above 60 ° F, and you can keep it both inside or outside if the temperature meets this requirement. USDA planting zones 10 and 11 have a suitable climate to grow this tree outside. Otherwise, you should grow it as a houseplant. In both cases, keep your plant out of drafty areas. A lower temperature is needed in the winter because the plant is hibernating.


This plant loves moisture, but it should not stand in water because this will cause the roots to rot. Try not to wet the stems. Water once a week from spring to autumn, remove the excess water that gathers in the saucer, and let the top few inches dry off completely before you water it again. If possible for you, try to use only rainwater. If not, distilled water will also work well. You can give your plant an occasional shower, which will also remove any dust from the leaves. If your Pachira aquatica starts dying and dropping leaves, it commonly means you should tone down on the watering.

If growth slows down in the winter, lessen the amount of water you give your plant in this period. The thicker stem at the bottom of this plant is a place where it can store water for drier days, so don’t worry that it will dry out too much.


Money Tree Plant needs half-shade or indirect sunlight

The Money tree plant can endure direct sunlight, but too much will burn its leaves. So it would be best to put it in half-shade or indirect sunlight most of the time. You could also keep it in the direct sun during summer but introduce it gradually. Otherwise, the leaves could get burned. Since it grows towards the light, you should turn the plant occasionally to avoid asymmetric growth.

This plant also loves fluorescent light and is a common choice for an office plant. Once you place it, avoid frequent relocating because the plant might drop its leaves as a result.


Good drainage and highly nutritious substrate are necessary for this plant; the best choice would be peat moss-based soil. Regular cactus or flower soil will also work. You can add some sand or gravel to assure it drains well. Some popular potting soil on the market has all of these and be used right away with your money tree plant. Also, use a container with drainage holes. Soggy soil is the most common reason this plant dies, so don’t overpot. Keeping the plant in a smaller pot will also keep it from overgrowing. You can keep your Money tree plant in hydroculture if you prefer that.


The bonsai tree version of this plant needs fertilization only two or three times per year. If you want to grow the full tree, use a half-diluted liquid fertilizer every two weeks in spring and summer. You could also put some fertilizing sticks in the soil if you prefer that.

Too much fertilizer could be harmful to this plant or make it grow in height without fully developing its tree crown. Lower the feeding in the winter.


Although this plant will grow in lower humidity, it thrives in high humidity, meaning 50% and higher. If the air in your house is dry, especially in the winter, increase the humidity by placing some gravel and water in the saucer. You could also frequently mist the leaves to achieve this.


Stem Cuttings

The most common technique to breed the Money tree plant is through stem cuttings. The best time to do this is in the summer. Make 10-15 cm long cuts and place them in water or soil immediately. If you choose to place it in the water first, until the roots develop, make sure it is at least 2 cm deep. Place the water in a warm and sunny spot.

After the roots grew enough, dip the ends in a rooting hormone powder if you wish, and place it in the soil. Be careful in this process because young roots are very sensitive. You can also place it directly in the soil right after the cut, but water usually gives quicker results.


Breeding by seeds is less common but is simpler than cuttings. Start by soaking the seeds in water for 24 hours. Prepare a plant-based substrate in a container and place seeds evenly in the soil. Cover the seeds with about 1 cm of soil, water them, and place them in a bright and warm location. Water evenly for the whole germination process, and place them in individual pots when the seedlings grow large enough.


Re-pot Money Tree Plant

Re-pot the plant when you buy it because it is commonly sold in too small of pots. Bear in mind, though, that small pots are the only thing stopping this plant from growing into a full tree. Afterward, re-pot only when its roots have outgrown the containers. This happens every few years, and it will keep the soil fresh and will boost the drainage. You can use a larger pot when doing this if you want your plant to grow further. Don’t go overboard with this, though, because too large of pots will retain water. The best time to re-pot your plant is in the spring.

When you re-pot, clear out any dry or dead roots, but make sure you don’t shake the roots too much. The plant might drop some leaves, but that is normal and should not worry you.


Pruning is necessary if you are growing this plant indoors, to keep it small. The plant could lose its even shape upon cutting, but it quickly resprouts after pruning, so you don’t have to worry about taking off too much. Shorten the shoots and try to cut just below the leaf axil.

The best time to cut the Money tree plant is in the spring.

Common Problems and Pests

This plant rarely has any issues with diseases and pests, but in some cases, the following problems could occur:


Yellow leaves

This can develop in low humidity or due to the wrong amount of fertilizer. Increase the humidity if it seems necessary and also place the plant in a permanent location.

Leaf spots

Spots in leaves are usually caused by potassium deficiency. You can cure this issue with a special fertilizer. They could also happen because of overwatering, so adjust your watering habits and remove any dead leaves to stop the spreading of the disease.

Root rot and mold on the substrate

These are a common result of overwatering, so if you notice these, re-pot the plant in fresh and well-draining soil immediately. Cut off any dead roots in the process.



Apids are a common problem if you keep your plant outside in the summer. If the infestation has just begun, you will probably be able to get rid of it by showering the plant. If this doesn’t work, try using neem oil.

Spider mites

When you see spider mites on your plants, this usually indicates that you should raise the humidity. You will see a white webbing on the stems or undersides of the leaves. Wash your plant when you notice this, and increase the humidity.

Scale insects

They usually come in the winter and can be spotted as tiny brown bumps or by a sticky film on the leaves. You should combat scales by regularly coating your plant with a mix of water, soap, and alcohol.


Why are the leaves of my Money Tree Plant getting smaller?

The leaves of this plant usually shrink when it doesn’t have enough light. Therefore, move it to a brighter location and increase the fertilization.

Can I put my Money tree plant outside?

You can put your plant outside in spring and summer months, and bring it back in when the nights get colder. Keep it in indirect sunlight though. When you place your plant outdoors, it might grow and bloom quicker.

Why are the leaves of my Pachira aquatica falling off?

If the healthy green leaves fall off, it might be because of too much water, and if brown or yellow leaves fall off, it usually indicates underwatering. Adjust watering accordingly; the soil should be evenly moist but not soggy.

Should I grow my plant as a full tree or in its bonsai form?

You can do either. It largely depends on your personal preferences and skillset. Growing a bonsai version of the plant could be a bit complicated for beginners, but you could purchase it as bonsai already and trim it regularly to keep it small. If you are not sure how to care for a bonsai tree, ask a professional for instructions.

Whether you are planning to grow Pachira aquatica as a tree in your backyard or as a houseplant, you won’t be sorry. It is easy to maintain and will be a great addition to every gardener’s collection. It will give your home a tropical feel, and who knows, maybe it will also bring you some fortune!

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Thursday – March 17, 2016

From: Bradenton, FL
Region: Southeast
Topic: Non-Natives
Title: Pachira aquatica loosing leaves.
Answered by: Anne Van Nest


We have an indoor money tree that is 20 feet tall, the leaves have started to turn brown and fall. We water twice a month and mist about the same. Can you opine what what we are doing wrong the plant has been with us for 6 years and is dear to us?


According to Wikipedia, the Money tree or Guiana chestnut (Pachira aquatica) is a tropical wetland tree in the Malvaceae family and native to Central and South America where it grows in swamps. It is not a native tree and therefore isn’t in the Lady Bird Johnson Wildflower Center database. I have seen a Pachira aquatica growing to that size inside the Butterfly Conservatory at the Niagara Parks Botanical Garden in Niagara Falls, Ontario Canada. It is planted in a generous amount of soil and gets the same amount of water as the other tropical plants. The leaves do turn brown on the edges occassionally and the older ones do drop.

If your plant is dropping a lot of leaves perhaps it needs water more frequently than just 2 x a month. Misting twice a month is not very effective and you can discontinue it.

A quick search online resulted in these tips from the website …

This plant loves moisture but you should never let it stand in water. Good drainage is essential.
• Position this plant in bright indirect light indoors.
• Water this plant consistently. 1 – 2 times per week depending on humidity. Make sure you water all the topsoil, just until the water starts leaking out the drain holes.
• For optimal longevity, lightly fertilize the Pachira 3 – 4 times a year with a water-soluble fertilizer.

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